Introduction.
This Terms of Use is a legal agreement that protect Fundbox Financial Services Limited (the company) legal interests. It controls the use of the company’s website or app, and promote business as a professional and trustworthy organization. It set the rules of engagement with our website or app, explain how and why users may be suspended or ban from our website or app and avoid potential legal issues.
Acceptance of Terms & Conditions – warranty of capacity to contract. Use of this website is entirely at your own risk.
This website or app is made available to you by Fundbox Financial Services Limited conditional upon your acceptance, without modification, of these Terms and Conditions as amended from time to time.
The Terms and Conditions set out below apply to every person who uses, accesses, refers to or views this website or app (“you” or “your”). Your access to and use of this website constitutes your agreement to and acceptance of these Terms and Conditions.
Terms and Conditions.
You hereby warrant to Fundbox Financial Services Limited that you have the required legal capacity to enter into and be bound by a contract. Minors must be assisted by their legal guardians when reading these Terms and Conditions. If you are unsure whether you have the legal capacity to enter into contracts, please ask someone to assist you with this information before continuing to use this website or app. If you do not agree with any provision contained in these Terms and Conditions, please stop using or accessing this website or app immediately.
Modification of Terms & Conditions.
You undertake to review these Terms and Conditions regularly prior to use of this website and the Terms and Conditions will only be modified or amended after a reasonable prior notice.
Data Collection.
In order for us to serve you better, recommend and inform you of our products and services, we need to collect some personal data about you. If you do not provide us with this information, we might be unable to serve you effectively. The types of personal data that are collected from you may include but are not limited to:
- Personal details – Name, address (including proof of address), other contact details (e.g. email and telephone numbers), gender, marital status, date and place of birth, nationality, employer, job title and employment history, and family details, including their relationship to you.
- Identification details – Identification numbers issued by government bodies or agencies, including your BVN, date and branch of your bank account, Proof of address, tax identification number, any form of Government ID i.e. international passport, Driver’s License, Voter’s card, National Identity Card.
Use of Information and Sharing
We are the exclusive owners of the information collected. We only have access to collect and process information that you voluntarily give us either on the site, via email or other platforms that requires the input of your personal data. We use the information collected to serve you better and streamline our services to fit you; services like opening an account, resolving your enquiries and complaints, consolidation of accounts, making payments, and also to deliver offers and adverts relevant to you. Fundbox Financial Services Limited will not divulge your personal information to anyone outside Fundbox Financial Services Limited except:
- We are compelled by law or any statutory body to do so.
- A Third Party requires it to process a request or complaint you have made to us.
- It is in the interest and for the safety of the public to do so.
Security
We take security on our website seriously and to this effect, we have undertaken security measures which include the use of SSL technology on our back-end systems that store customer account information and to protect data transmissions. SSL stands for Secure Sockets Layer and, in short, it’s the standard technology for keeping an internet connection secure and safeguarding any sensitive data that is being sent between two systems, preventing criminals from reading and modifying any information transferred, including potential personal details. It does this by making sure that any data transferred between users and sites, or between two systems remain impossible to read. Nonetheless, this is not a guarantee that such data transmissions cannot be accessed, altered or deleted due to firewall breach or other security software failures.
There is also the possibility of your data being accessed by a third party. These third parties have privacy policies in place to protect whatever information or data gathered from you.